
By David Akinmola
In a significant step toward improving healthcare access in Nigeria, AXA Mansard Health Limited has introduced a fully digital, flexible health insurance solution that allows customers to pay in convenient monthly instalments—up to 10 months—instead of the traditional lump-sum annual payment.
The innovative offering is designed to remove longstanding barriers to health insurance, particularly affordability and accessibility, which have limited coverage for many Nigerians. With this move, AXA Mansard aims to make quality healthcare more attainable for students, artisans, young families, and working professionals across the country.
“Health insurance shouldn’t be a luxury—it should be a lifeline,” said Mrs. Adebola Surakat, Chief Marketing Officer at AXA Mansard. “With our extended solution, we’ve simplified the process. Nigerians can now access health coverage without the burden of one-time annual payments. It’s affordable, flexible, and completely digital.”
The fully digital platform allows users to sign up, choose a plan that suits their income and health needs, and make payments—all in just a few minutes. The solution eliminates paperwork and physical processes, offering a seamless and mobile-friendly experience powered by modern digital infrastructure.
“This isn’t just another health insurance product—it’s a gateway to quality healthcare that everyone can afford,” Surakat added. “We built it with everyday Nigerians in mind, especially those who often fall outside traditional insurance coverage.”
By offering monthly payment plans and streamlining the onboarding process, AXA Mansard is tackling low insurance penetration, a major challenge in Nigeria’s healthcare sector.
The health plans are now available online, and Nigerians can explore and sign up by visiting:
With this launch, AXA Mansard Health continues to lead with innovation, aligning financial flexibility with healthcare access to create a more inclusive insurance landscape.